Top Earning App without Investment - 2025 Update

Many mobile applications have continued to offer users a way to earn money without investment as the digital income has seen a consistent rise. The way it works is that the apps pay the other users who are completing tasks like creating content, reselling, gaming, and micro-tasks. In 2025, we have put together a list of the most popular and reputable earning apps all across India.

1. Meesho – Start Your Own Online Shop

How You Earn:

Meesho is a popular reselling app. Users can build a digital storefront with Meesho´s inventory. Once signed up, users can browse Meesho´s product catalog of items (including fashion, home items, kitchen utensils etc.) and decide their own margin and share the items on WhatsApp, Instagram or Facebook. When a potential customer places an order through your shared link, Meesho manages the entire logistics of the order and you get paid the margin.

Estimated Income: ₹10,000 to ₹25,000 per month depending on consistency and network. 

2. MPL (Mobile Premier League) – Play and Earn 

How You Earn:

MPL provides users with various skill-based games and tournaments in the areas of fantasy sports, chess, carrom, quiz, etc. Users can enter free or low-entry fee contests and earn cash payouts based on their performance. Winnings can easily be withdrawn directly into a bank account or Paytm wallet.

Estimated Income: ₹1,000 to ₹10,000 per week for active and skilled users.

3. Google Opinion Rewards — Get Paid to Take Surveys

How to Earn:

Google created this app where users receive mostly short surveys (just opinion) on topics like consumer habits, location history, or preferences (Things like “You visited a bowling alley on Friday — How much of a factor was it in deciding to do so?”). Each survey you finish gives a small amount (usually ₹5 to ₹30) to your Google Play account to be used on apps or app subscriptions. Some third party sites help you redeem your points as cash.

Estimated Income: Up to ₹500 per month.

4. Swagbucks — Get Paid for Online Stuff

How to Earn:

Swagbucks gives you points (SB) to do various tasks such as surveys, watch ads, browse the web, play games, or shop (through affiliate sites). The SB you earn can be redeemed for PayPal cash or gift cards from sites like Amazon or Flipkart.

Estimated Income: ₹1,500 to ₹3,000 per month depending on the level of engagement you put in.

5. TaskBucks – Earn Money for Easy Mobile Tasks

How to Earn:  This app only works on the Android, and it can pay you for downloading new apps, referring friends, entering contests, and completing surveys. Each task you complete will assign a value to the task and the money will be added for you in the app wallet. Users can withdraw the balance to their Paytm account or can use the amount for recharges on their mobile phones. 

Estimated Income: ₹1,000 to ₹3,000 per month.

6. Foap – Earn from your Photography Skills

How to Earn: Foap is an online market space for amateurs and professional photographers. Users upload original photos, where they are made available for sale to buyers around the world for brands, marketers and agencies to buy. Each photo sold can pay you $5 or more. You can sell the same photo over and over again so that you can gain some passive income depending on how many times the photo is sold. 

Estimated Income: Highly variable based on the number and quality of the images being uploaded and the demand from buyers.

7. YouTube Shorts – Earn Money from Viral Video Content

How You Earn:

The creators will be able to upload short-form video content (less than 60 seconds) and get paid through YouTube’s Partner Program. Monetization will happen through ads, video views, and brand sponsorships. For every qualify you must comply with stipulations such, for example, many subscribers (e.g., 1,000) and many Shorts views (e.g., 10 million) in 90 days. 

Estimated Income: ₹1,000 to ₹50,000+ per month with respect to views and the niche.

8. CashKaro – Cashback and Referral Earning

How You Earn:

CashKaro gives users cash back on online purchases when they are made using CashKaro links that connect to e-commerce platforms like Amazon, Flipkart, and Myntra. In addition to earning cashback as a user, users also earn money by referring others and earning a commission from their shopping. All cash backs are added to your account balance in the app, and once you reach the minimum threshold balance in your CashKaro account, you can transfer that money directly to your bank account. 

Estimated Income: ₹1,000 to ₹10,000 over a month or longer if you are a regular shopper, or a good referrer.

9. Loco – Trivia and Game Earnings

How You Earn:

Loco hosts both live quiz shows, and gaming challenges in which players compete to be the best by winning real money. Players need to make the right choices and answer the multiple-choice questions in real-time to split the cash rewards. Loco also has e-sports streams equipped with casually played games that lead to prizes.

Expected Income: ₹200 – ₹800 a day by playing often and with the right knowledge.

10. Roz Dhan – News, Games and Referrals

How You Earn:

With Roz Dhan you can earn from a mix of reading a daily news article, playing games, daily check-ins, installing apps and referring friends. Roz Dhan gives you points for each of these actions and can be converted into cash, which is easily transferred to your Paytm account.

Expected Income: ₹200 – ₹500 a day by staying active.

11. Mistplay (For Gamers)

Category: Mobile Gaming Rewards
Platform: Android only
Earnings Potential: $10–$50/month

How it Works: Play games from Mistplay’s partner list to earn units, which can be exchanged for gift cards.

Why It Stands Out:

Monetize time spent gaming
Curated game selection
User-level based earning boosts

12. Amazon Influencer / Associate App

Category: Affiliate Marketing
Platform: Android, iOS
Earnings Potential: $100–$2,000/month (depends on traffic/sales)

How it Works: Share Amazon product links via the app and earn a commission for every purchase made through your links.

Why It Stands Out:

Backed by Amazon
Passive income if you have a blog or social media following
No upfront cost, global availability

14. Canva Contributor

Category: Design, Photography
Platform: Web, Android, iOS
Earnings Potential: Variable (royalties)

How it Works: Upload original photos, illustrations, or videos. Get paid whenever users license your content.

Why It Stands Out:

Creative monetization
Passive earning after upload
Trusted platform used by millions

15. Medium Partner Program

Category: Writing/Blogging
Platform: Web, Android, iOS
Earnings Potential: $10–$5,000+/month

How it Works: Publish original articles on Medium. Earn based on reader engagement and Medium subscriptions.

Why It Stands Out:

No need for your own blog
High-income potential for niche expertise
Great for writers, journalists, and thought leaders

16. TaskMate (by Google, Beta in Some Countries)

Category: Microtasks (Testing, Surveys, Translations)
Platform: Android (Limited access)
Earnings Potential: $5–$100/month

How it Works: Users complete short, location-based or digital tasks like taking photos, answering questions, or translating.

Why It Stands Out:

Pay per task
No investment, no subscriptions
Growing presence in developing countries

Read More: Painting, Maintenance Corpus Fund Collected by Housing Societies Attracts GST: AAR

Mariya Paliwala
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